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Saga Investment Guide [Opens in new window}

Settlement periods are changing

From 6 October 2014, the settlement period for many stock exchanges across Europe will move to the transaction date plus two business days, or T+2 from the current T+3.

Also from 6 October an increasing number of fund managers will settle fund deals at periods other than t+4; settlement will normally be between t+2 and t+5. You can see the expected settlement date for the fund you are dealing on the deal confirmation screen when you place your instruction.

Find out more about these changes

Clearer, fairer and simpler fund charges

New 'clean share classes' of funds are being introduced, typically with lower costs. So you benefit as soon as possible, we'll convert your existing funds where a cheaper version is available

Find out more about RDR

Online security reminder
- For your protection you should never reveal your full password to anyone. We will only ever ask for two characters from your password, never your password in full. If you believe your password details have been compromised, please let us know immediately on 0800 056 4827*

*Lines are open from 7.30am to 6pm Monday to Friday, excluding Bank Holidays. If you are calling from outside the UK, please call +44 141 352 3939. Calls may be recorded to monitor the quality of our service, to check instructions and for security purposes.

  Saga Share Direct is an 'execution-only' service, which means we do not offer advice. Shares are high-risk investments. Share prices and the income from them can fall as well as rise and you may not get back the full amount invested. Past performance should not be taken as an indication of future returns. This service is not suitable for everyone. If you have any doubt whether it is suitable for you, you should obtain expert advice.