The investment research team includes analysts who specialise in monitoring and selecting funds. The team has reviewed the current selection of funds on the market. From those funds, our specialist analysts have chosen a combination of four complementary funds which meet this package's investment objectives.

Funds should be viewed as a mid to long term investment. If you're not prepared to invest in a fund for more than 5 years, then it might not be the right investment for you. The value of funds and income that they generate can fall as well as rise and you may get back less than you invested.

• Maximum Initial Charge of 1.5% per fund. No further charges applied for buying a Funds Dealing Package
• We don't pass on a charge for our selection expertise
• Minimum Investment Amount £1,000

Disclosure of inducements – when we invest in a fund on behalf of a client, we may receive remuneration from the Fund Manager in two forms:

• We may receive a share of the Initial Service Charge (ISC) applied by a Fund Manager.  On a Funds Market fund, this will be a maximum of 1.5%.  For non-Funds Market funds this will vary on a per fund basis and be a % of the standard ISC applied by the Fund Manager.  This will be detailed on the contract note.
• We may receive trail commission from the fund manager.  If we do, this will be a % of the standard Annual Management Charge (AMC) applied by the Fund Manager. 

Details of any remuneration received are available on request.  More information on how remuneration is calculated can be found in our

charges and remuneration guide.

• Simplified Investment Choice - instead of choosing from over 600 funds in our Funds Market choose from 1 of 9 packages
• Accessibility - you can buy a Funds Dealing Package through any of our accounts
• ISA - invest your full ISA allowance into funds and pay no administration charge

When you invest in a Funds Dealing Package, you've actually invested in 4 separate funds. We'll place 4r fund trades for you and you'll receive 4 contract notes. When you access your 'Account View' you will see the 4 funds as separate funds holdings. The package name won't appear.

If you choose at any point to sell any of the funds held these will be treated as individual sales. You cannot sell the package as a whole. And because the funds are all selected from our Funds Market range, we wont charge you any commission for your sale.

We don't provide a tool that tracks the ongoing performance of the package. Instead you can track the performance of each individual fund using our funds research provided by Financial Express. You can access the individual fund factsheet for each of the constituent funds by clicking on the fund name in the pie chart above.

We recommend that you read our Funds Dealing Package disclosures before you trade.

Disclosures